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I try not to recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had « too many revolving accounts. » Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For the men that need to purchase a house otherwise fund one thing.. hope to help you goodness you have got a good credit score. In my opinion certain men one to believe that credit cards worst you want observe the big picture. Because *you* actually was able to spend dollars to own that which you does not imply it is wonderful for everyone. Even with what i composed over We Too (each time) paid down cash to have everything you. I will not enter the grounds here it exercised aswell to some extent. Usually the one disadvantage to which was I could Never sign up for credit cards.. could never ever score financing. Skip to find a home except if I robbed a bank.
In closing for the past a decade I need to has billed regarding 100K worth of blogs. https://availableloan.net/installment-loans-md/ Ive racked up a ton of reward products ect ect. Occasionally I spend bucks getting content but one to means I am in search of a savings. I know there is guys on the here with tested an excellent used-car in addition to man wants 3K for it therefore begin the latest transactions and you may push involves shove as well as the wad of money comes out! Gotta love it!